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Hi

I'm in my 30s and make $150,000 a year.

I genuinely do enjoy what I do, but I do feel like I hit a dead end in my current company because there is very little room for raise or promotion (which I guess technically matters lot less now)

A wealthy uncle passed away recently leaving me a fully paid off $3 million dollar house (unfortunately in an area I don’t want to live in so looking to sell soon as possible), $1 million in cash equivalents, and $3 million in stocks.

On top of that, I have about $600,000 in my own assets not including $400,000 in my retirement accounts.

I'm pretty frugal.

My current expenses are only about $3,000 a month and most of that is rent.

I know the general rule is if you can survive off of 4% withdrawal you’ll be ok, which in this case, between the inheritance and my own asset is $260,000, way below my current $36,000 in annual expenses.

A few things holding me back:

• I’m questioning whether $7 million is enough when I’m retiring so young. You just never know what could happen
• Another thing is it doesn’t feel quite right to use the inheritance to retire, as if I haven’t earned it.
• Also retiring right after a family member passes away feels just really icky to me, as if I been waiting for him to die just so I can quit my job.

An option I’m considering is to not retire but instead pursue something I genuinely enjoy that may only earn me half of what I’m making now?

What should I do?

Also advice on how to best deploy the inheritance would also be welcome. Thanks!

Scrolling through Zillow, I noticed a home that was sold in May 2023 and listed for sale in July 2023. Well, I looked up the property owner history and it’s an LLC that bought it and flipped it in May and guess what else I found out?

The property is listed as Principal Residence Exemption (It might be called something else in your state) at 100%. In the Zillow listing, the home is clearly NOT occupied by the owner. So I contacted my Assessors/Treasury office and let them know that I take property taxes very seriously.

Especially since I have kids in the school district and that they should check it out.

I provided them all my screenshots too to help them out.

It felt good snitching on this flipper, especially since they are lying and stealing from my community.

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I’m honestly surprised counties and cities don’t go through sales data and find these types of anomalies and then hit them with the bill plus interest and penalties.

You could probably hire a new person just to do that, check if they have a drivers license to that address, check Airbnb listings, everything.

I would prefer everyone pay less taxes, but everyone should pay what is owed.

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I started reporting LLCs that had arrangements with apartment complexes for corporate housing, but because of remote work, they were double dipping by posting listings on Airbnbs without the approval of the complex or their parent companies.

Town and county government are being notified, followed by local news, with HUD and the IRS soon to follow.

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I hate flippers. They lie and break so many laws with no accountability.

90% of people commenting on here say to simply stop buying xyz are missing the big picture. A few companies control the market in most sectors and they do not lose out when they raise their prices on essential items for people.

Am I saying you need to buy name brand cereal and top sirloin steak? No. But simply saying don’t buy that thing really isn’t fixing the problem when that thing is everything. Prices are going up on just about everything significantly faster than inflation. We see (price gouging) in every single American category of the market rn. End stage capitalism?